What Causes Teen Car Crashes?
The traffic accident rates for 16-to-19-year-old drivers exceeds any other age group. According to the Insurance Institute for Highway Safety, teen drivers are nearly three times more likely than drivers aged 20 and older to be in a fatal crash.

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An auto insurance claim is a request made to an insurance company for compensation for damages sustained after a car accident, or for representation or intervention on the insured’s behalf when they are liable for damages. If you are involved in an accident, you will want to make a claim.

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There are many stereotypes around the question “Who causes the most car accidents?” Some people claim that women are statistically worse drivers than men, while others claim that men cause more accidents. Some say that newly-licensed teenagers are the biggest dangers of the road, while still othe...

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When you’re paying your bills every month, you may pay for auto insurance without giving a lot of thought into what it actually does for you. The reality is that auto insurance isn’t one single thing; there are three main types of coverage (and some other optional coverages too). All three of the...

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Obtaining a driver’s license and getting behind the wheel of the family car or their own is exciting for your teenager, while you may have many concerns and anxiety about road safety and auto insurance.

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Wealthy individuals are often targets of personal liability suits that can put assets such as a house, investments and future earnings in jeopardy. Why risk it? A Group Umbrella policy extends the limits on your homeowners, auto, and other personal insurance liability coverages and provides addit...

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A great boss makes their employees realize they have more ability than they think they have so that they consistently do better work than they thought they could. Every employee has their unique shape and a good boss needs to be able to find a suitable role for each of their employees. With patie...

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There are many stereotypes around the question “Who causes the most car accidents?” Some people claim that women are statistically worse drivers than men, while others claim that men cause more accidents. Some say that newly-licensed teenagers are the biggest dangers of the road, while still othe...

Read More
Learn more

A Practical Guide to New York Driving

Car accidents are one of the leading cause of death in the New York. Take a moment to read, A Practical Guide to New York driving. These safety tips by the American Medical Association to help keep you and other drivers safe on the road.

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Insurance Services

  • Personal Insurance

    At A.J. Benet, Inc., we take pride in the relationships we have established with our individual clients – addressing their changing insurance needs as milestones in their lives occur. From an individual’s first car purchase to the family’s minivan and a teenager’s new set of wheels, to a rented townhouse in Mamaroneck, a dream house overlooking the harbor in Larchmont, or a new condo in Manhattan as an empty nester, A.J. Benet is there to protect you, your family, and assets wherever life takes you.
  • Package Policy

    Consumers with a great deal to insure, such as high-valued property, multiple autos, and other high-end items, can take advantage of the benefits available from consolidating multiple policies with one insurance company. A package policy can serve to eliminate overlaps or gaps in coverages, offer discounts and reduce premiums, and provide the convenience of having one common renewal date with one invoice to pay.
  • Auto Insurance

    Whether crossing the George Washington Bridge, driving home on the Hutch or making your way up Interstate 684, Alan J. Benet, Inc. provides drivers from New York City to Westchester County and nearby Connecticut and New Jersey with personal Auto insurance plans to protect against unforeseen damages and injuries. What’s more, with access to many top-rated insurers, A.J. Benet can obtain the most affordable rates for the coverage you need.
  • Boat Insurance

    Whether docked in the marina in Stamford, garaged at your house in Rye, or cruising around the Long Island Sound, your boat needs its own special type of insurance. A.J. Benet, Inc. knows that not all boat owners and their requirements are the same. Some are sailors, some enjoy the hazy days of summer on a speedy motor-powered watercraft with family and friends, while others take to the coast to vacation or even live in their boats. That’s why our staff strives to learn your particular habits and help you find insurance that addresses your personal risks.
  • Group Umbrella

    Wealthy individuals are increasingly the targets of personal liability suits that can put in jeopardy assets such as a house, investments and future earnings. For example, let’s say you have guests over your house and someone accidentally trips and falls into your pool, sustaining disabling injuries. Or, one of your kids while driving is talking on his cell phone and crosses the double yellow line, hitting another vehicle that causes both the driver and passenger to be paralyzed. These losses would be devastating, with judgments that could cost you millions – amounts that would not be covered by the limits in your auto or homeowners policy. At A.J. Benet, we provide organizations and companies with the ability to offer their high net worth executives and partners the opportunity to participate in a personal Group Umbrella Liability program, which is designed to protect them, their families and personal wealth.
  • Homeowners Insurance

    It took years and a lot of hard work for you to buy and set up your home. It’s where your family nests, where most of your possessions are, and where your memories take place. You take special care of your home, including wanting to find the best insurance protection available to safeguard you and your family against property damage and liability exposures. This is why at AJ Benet we recommend protecting your assets with Homeowners Insurance.
  • Business Insurance

    Since the time A.J. Benet opened its doors in Mamaroneck, New York nearly 50 years ago, our focus has always been to provide the kind of responsive service and depth of insurance expertise that businesses throughout our communities rely on to help protect their hard work. We do this by forging strong longstanding relationships with our clients and the carriers with which we partner for business insurance, and through the comprehensive, tailored programs we put in place.
  • Business Auto

    Your business may own one vehicle or have a fleet of vehicles – either way, as an employer you’re responsible if these vehicles are used to provide mobility for your employees, equipment or products. Your business is also responsible when employees drive their own cars while running company errands or conducting business-related transactions. Plus, you have additional exposures if one of your employees hires or leases a vehicle for company business.
  • Errors and Ommissions

    As a business that provides a professional service – whether you’re a CPA, attorney or physician – errors and omissions (also known as professional liability or medical malpractice) insurance coverage should be an integral component of safeguarding your firm against potential lawsuits. You can be accused of negligence or failure to perform your professional services even if you or your employees haven’t made a mistake.


4 months ago
AJ Benet has always provided 1st rate service. They have given good advice and have "shepherded" us through the claims process a couple of times. Couldn't be more painless. We take great comfort in being able to completely rely on this company. We had been with our previous insurance broker for 30 years and thought we had received good service. It paled, however, compared to the Benet agency,
- Alan A
6 days ago
The members of the team at A. J. Benet always provide a really rapid response to any issue or question that I have. Terrific service.
- Gary V
2 weeks ago
The team at AJ Benet is superb. We have trusted in them for many many years. They are extremely knowledgeable and most importantly they care deeply about their customers. Thank you AJ Benet!
- Matt S

About us

At A.J. Benet, you are our business and we know how to take care of business: with exemplary service, meaningful recommendations, claims follow-up with fast resolutions, and above all, being here when you need us most — during your time of need. We create relationships that go far beyond the policy, becoming a trusted resource for protecting your assets.

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  • (914) 381-2040
  • (888) 639-4560


Get directions
430 Center Ave Suite 2
Mamaroneck, NY 10543
United States

Business Hours

Mon:Open 24 hours
Tue:Open 24 hours
Wed:Open 24 hours
Thu:Open 24 hours
Fri:Open 24 hours
Sat:Open 24 hours
Sun:Open 24 hours
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