At A.J. Benet, Inc., we take pride in the relationships we have established with our individual clients – addressing their changing insurance needs as milestones in their lives occur. From an individual’s first car purchase to the family’s minivan and a teenager’s new set of wheels, to a rented townhouse in Mamaroneck, a dream house overlooking the harbor in Larchmont, or a new condo in Manhattan as an empty nester, A.J. Benet is there to protect you, your family, and assets wherever life takes you.
Consumers with a great deal to insure, such as high-valued property, multiple autos, and other high-end items, can take advantage of the benefits available from consolidating multiple policies with one insurance company. A package policy can serve to eliminate overlaps or gaps in coverages, offer discounts and reduce premiums, and provide the convenience of having one common renewal date with one invoice to pay.
Whether crossing the George Washington Bridge, driving home on the Hutch or making your way up Interstate 684, Alan J. Benet, Inc. provides drivers from New York City to Westchester County and nearby Connecticut and New Jersey with personal Auto insurance plans to protect against unforeseen damages and injuries. What’s more, with access to many top-rated insurers, A.J. Benet can obtain the most affordable rates for the coverage you need.
Whether docked in the marina in Stamford, garaged at your house in Rye, or cruising around the Long Island Sound, your boat needs its own special type of insurance. A.J. Benet, Inc. knows that not all boat owners and their requirements are the same. Some are sailors, some enjoy the hazy days of summer on a speedy motor-powered watercraft with family and friends, while others take to the coast to vacation or even live in their boats. That’s why our staff strives to learn your particular habits and help you find insurance that addresses your personal risks.
Wealthy individuals are increasingly the targets of personal liability suits that can put in jeopardy assets such as a house, investments and future earnings. For example, let’s say you have guests over your house and someone accidentally trips and falls into your pool, sustaining disabling injuries. Or, one of your kids while driving is talking on his cell phone and crosses the double yellow line, hitting another vehicle that causes both the driver and passenger to be paralyzed. These losses would be devastating, with judgments that could cost you millions – amounts that would not be covered by the limits in your auto or homeowners policy. At A.J. Benet, we provide organizations and companies with the ability to offer their high net worth executives and partners the opportunity to participate in a personal Group Umbrella Liability program, which is designed to protect them, their families and personal wealth.
It took years and a lot of hard work for you to buy and set up your home. It’s where your family nests, where most of your possessions are, and where your memories take place. You take special care of your home, including wanting to find the best insurance protection available to safeguard you and your family against property damage and liability exposures. This is why at AJ Benet we recommend protecting your assets with Homeowners Insurance.
Since the time A.J. Benet opened its doors in Mamaroneck, New York nearly 50 years ago, our focus has always been to provide the kind of responsive service and depth of insurance expertise that businesses throughout our communities rely on to help protect their hard work. We do this by forging strong longstanding relationships with our clients and the carriers with which we partner for business insurance, and through the comprehensive, tailored programs we put in place.
Your business may own one vehicle or have a fleet of vehicles – either way, as an employer you’re responsible if these vehicles are used to provide mobility for your employees, equipment or products. Your business is also responsible when employees drive their own cars while running company errands or conducting business-related transactions. Plus, you have additional exposures if one of your employees hires or leases a vehicle for company business.
Errors and Ommissions
As a business that provides a professional service – whether you’re a CPA, attorney or physician – errors and omissions (also known as professional liability or medical malpractice) insurance coverage should be an integral component of safeguarding your firm against potential lawsuits. You can be accused of negligence or failure to perform your professional services even if you or your employees haven’t made a mistake.